Student Loans
You've worked hard to get into college. Now, let us help you pay for it!
Our variety of private student loans at low cost will meet your education needs. We also have student loans with deferred payments until 6 months after you graduate and you have up to 15 years to repay the loan after repayment starts.
Borrow as little as $1,000 or as much as 100% of your school-certified education costs. It takes less than 15 minutes to apply.
At PFCU we understand different members have different needs. So we have developed three loan types for our students. Two loan types are disbursed and underwritten by PFCU in-house and the third loan type is offered from our partner Sallie Mae.
- Student Deferred Loans for up to $10,000 per year with payments deferred until 6 months after graduation and amortized for up to 15 years to repay the loan. You only pay $50 per month while you are in school. Click here to see our low interest rates on student deferred loans. This will create a sense of discipline as well as reduce thousands of dollars in interest payments over the life of the loan. Click here to start the application process.
- Student Loan for up to $5,000 per year with equal monthly payments while you are in school. This type of loan suits the needs of part time students as they can start repay the loan while they are in school to pay minimum interest on the loans. Click here to see our low interest rates on student loans. This type of loan is amortized for up to 6 years. Click here to start the application process.
- Private Student Loans from Sallie Mae
Now you can pay for college the smart way with great repayment options! Together we can do this.
The Platinum Federal Credit Union Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.
To learn more or to apply, please get started here
The Smart Option Student Loan features and benefits:
- Competitive Interest Rates Borrow up to 100% of school certified education costs (minimum $1,000)
- Multiple in-school repayment options available
- Borrower benefits available – like rewards and interest rate reductions
- Rates that reward creditworthy borrowers
- Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
- Fast Online Application. Our easy-to-complete application takes about 20 minutes. It's quick and easy.
- 24/7 online account management
- No prepayment penalty.
Account Access
Access your accounts and loans at PFCU 24 hours a day with Home Banking or telephone banking 1-877-PFCUTEL (732-8835) or Call us at 1(877) PFCU4YOU (732-8496).
