At Platinum Federal Credit Union, we understand that college tuition, fees and room and board can add up. But, the college experience is worth every penny. That’s why we have partnered with the CU Student Higher Education Loan Program (CU Student H.E.L.P.) to offer a private student loan program for undergraduate, graduate and continuing education students.

We encourage all of our members to maximize scholarships, grants, and federal loans before applying for a private student loan. If these sources of aid fall short, a CU Student H.E.L.P. loan can help. Whether you need a little money to help pay college expenses or have to cover your entire Cost of Education, a CU Student H.E.L.P. loan can help you get the money you need to pay for college.

Benefits and Advantages

• No payments are required while the student is enrolled at least half-time.
• Students have up to 12 months after graduation or up to six months after dropping below half-time enrollment before they have to make a single payment.
• Our online application gets you a decision in less than a minute.
• A CU Student H.E.L.P. loan can be used for graduate and undergraduate education.
• Any loan fees are financed so borrowers have no out-of-pocket expenses. The interest on the loan may be tax-deductible.
• Repayment term of up to 25 years, 1 depending on loan balance.
• Interest rate reductions available for on-time and automatic payments.2
• Easy, secure online application with electronic signature.

Apply online today and receive an online decision in less than a minute. Or you can apply by phone at (877) CUEDLOAN or (877) 283.3562.

You may qualify for federal student loans. We encourage prospective customers to exhaust federal student loan options before applying for a CU Student H.E.L.P. loan or other private student loan, as federal loans are often less expensive and offer the widest variety of repayment options.

CU Student H.E.L.P. is administered by CampusDoor. All loans are subject to credit approval. Lender is Lehman Brothers Bank, FSB. Equal Opportunity Lender. (Credit Union Name Here) is compensated for the referral of private loan customers to the Lender.

1The repayment period may be less than the 25-year maximum allowed depending on the borrower’s indebtedness at the beginning of his or her repayment period and the requirement that the borrower either satisfies a $50 minimum monthly payment amount (level schedule) or the terms of a graduated repayment schedule.

2At all times the discount rates and cosigner release terms are subject to change. The on-time benefit must be earned. Cosigner release is contingent upon the borrower’s credit profile which will be reviewed by the Lender prior to release. Loan delinquency, default, or the use of forbearance may result in the revocation of all borrower benefits.