Deposit Account Rates

Dividend Rate is accurate as of September 1, 2012. Rates and other terms may change at any time without prior notice.

Account Type	Dividend Rate	Annual Percentage Yield
Share Savings   $100 - $2,499.99   $2,500 - $9,999.99   $10,000 & above	0.50% 0.75% 1.00%	0.50% 0.75% 1.01%
Money Market Savings   $0 - $4,999.99   $5,000 - $9,999.99   $10,000 - $49,999.99   $50,000 - $99,999.99   $100,000 & above	0.50% 0.60% 0.65% 0.70% 0.75%	0.50% 0.60% 0.65% 0.70% 0.75%
Personal & Student Checking   $500 - $999.99   $1000 - $4,999.99   $5000 & up	0.05% 0.10% 0.25%	0.05% 0.10% 0.25%
Roth & Traditional IRA Savings   $0 - $2,499.99   $2,500 - $9,999.99   $10,000 & above	0.25% 0.50% 0.75%	0.25% 0.50% 0.75%
College Savings Plan	2.00%	2.02%

Regular and IRA Certificate of Deposit (CD) Rates $1,000 minimum investment
*Dividend Rate is accurate as of January 1, 2012. Rates and other terms may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Terms	Dividend Rate	Annual Percentage Yield
6 months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 above $100,000	0.75% 0.85% 0.85% 0.85%	0.752% 0.853% 0.853% 0.853%
12 months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 above $100,000	0.90% 1.00% 1.00% 1.00%	0.903% 1.004% 1.004% 1.004%
24 months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 above $100,000	1.00% 1.25% 1.25% 1.25%	1.004% 1.256% 1.256% 1.256%
36 months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 above $100,000	1.25% 1.50% 1.50% 1.50%	1.256% 1.508% 1.508% 1.508%
60 months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 above $100,000	1.75% 2.00% 2.00% 2.00%	1.762% 2.015% 2.015% 2.015%

Account Access
Access your accounts at PFCU 24 hours a day with Home Banking or telephone banking 1-877-PFCUTEL (732-8835) or Call us at 1(877) PFCU4YOU (732-8496).