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Deposit Account Fee Schedule

The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

Business Share/Savings Account

One time Membership Fee

$20.00

Monthly Fee

No Fee

Deposit Fee

No Fee

Withdrawals up to six a month

No Fee

Withdrawals in excess of six a month

$1.00 per transaction

Home Banking

No Fee

Dividend (declared semi-annually)

See Deposit Rates

Other Fees

See Miscellaneous Fees

No Hassle Commercial Checking Account

Monthly Fee

$59.99 per month

Cash/Coin Deposit & Withdrawal up to $100,000/month

No Fee

Cash/Coin Deposit & Withdrawal in excess of $100,000/month

$0.10 per $100

Home Banking

No Fee

ACH Debit/Credit Transactions

Unlimited No Fee

Checks Deposited & Cleared

No Fee

Dividend

Non-Interest Bearing

Starter Checks

10 Free

View/Print Online Check Images up to 2 years

No Fee

Overdraft Protection from other Accounts

No Fee

Discretionary Overdraft Privilege

Up to $50,000

Other Fees

See Miscelleneous Fees

Check Cashing Checking Account

Monthly Fee

$74.99 per month

Third Party Check Deposit Fee

$0.30 per check

Third Party Checks up to $3,000 per check

No Deposit (approval required)

Third Party Checks up to $10,000 per check

Up to $100,000 security deposit

Cash/Coin Deposit

No Fee

Cash/Coin Withdrawal

No Fee

Home Banking

No Fee

ACH Debit/Credit Transactions

Unlimited No Fee

Checks Deposited & Cleared

No Fee

Dividend

Non-Interest Bearing

Starter Checks

10 Free

View/Print Online Check Image up to 2 years

No Fee

Overdraft Protection from other Accounts

No Fee

Discretionary Overdraft Privilege

Up to $50,000

Other Fees

See Miscelleneous Fees

In Trust for Georgia Lotter Checking Account

Monthly Fee

$19.99 per month

Cash/Coin Deposit

No Fee

Cash/Coin Withdrawal

No Fee

Home Banking

No Fee

ACH Debit/Credit Transactions

Unlimited No Fee

Checks Deposited & Cleared

No Fee

Dividend

Non-Interest Bearing

Starter Checks

10 Free

View/Print Online Check Images up to 2 years

No Fee

Overdraft Protection from other Accounts

No Fee

Other Fees

See Miscelleneous Fees

Professional/Limited Cash Checking Account

Monthly Fee if average daily balance above $500

No Fee

Monthly Fee if average daily balance below $500

$10 per month

Cash/Coin Deposit & Withdrawal up to $5,000/month

No Charge

Cash/Coin Deposit & Withdrawal in excess of $5,000/month

$0.20 per $100

Any Debit/Credit Transactions up to 100/month

No Charge

Any Debit/Credit Transactions in excess of 100/month

$0.10 per transaction

Home Banking

No Fee

Dividend

Non-Interest Bearing

Starter Checks

10 Free

View/Print Online Check Images up to 2 years

No Fee

Overdraft Protection from other Accounts

No Fee

Discretionary Overdraft Privilege

up to $10,000

Other Fees

See Miscelleneous Fees

Business Money Market Account

Monthly Fee if average daily balance above $1,000

No Fee

Monthly Fee if average daily balance below $1,000

$10 per month

Up to six withdrawals or transfers per month

No Charge

Withdrawals or transfers in excess of six per month

$10 for the month

Dollar limits on deposits or withdrawals

No Limits

Home Banking

No Fee

Dividend (tired rate and credited monthly)

See Deposit Rates

Other Rates

See Miscelleneous Fees

Account Access
Access your accounts at PFCU 24 hours a day with Home Banking or telephone banking 1-877-PFCUTEL (732-8835) or Call us at 1(877) PFCU4YOU (732-8496).