How can We Help You?
Access your account at PFCU 24hr a day with Home Banking or call us at 1(877)PFCU4YO (732-8496) or call/text us at (404) 297-9797.

Business

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deposit account header

The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

Business Share/Savings Account
One time Membership Fee $20.00
Monthly Fee No Fee
Deposit Fee No Fee
Withdrawals up to six month No Fee
Withdrawals in excess of six a month $1.00 per transaction
Home Banking No Fee
Dividend (declared semi-annually) Click For Deposit Rates
Other Fees Miscellaneous Fees(see below)
No Hassle Commercial Checking Account
Monthly Fee $59.99 per month
Cash/Coin Deposit & Withdrawal up to $100,000/month No Fee
Cash/Coin Deposit & Withdrawal in excess of $100,000/month $0.10 per $100
Home Banking No Fee
ACH Debit/Credit Transactions Unlimited No Fee
Checks Deposited & Cleared No Fee
Dividend Non-Interest Bearing
Starter Checks 10 Free
View/Print Online Check Images up to 2 years No Fee
Overdraft Protection from other Accounts No Fee
Discretionary Overdraft Privilege Up to $50,000
Other Fees Miscellaneous Fees(see below)
Check Cashing Checking Account
Monthly Fee $74.99 per month
Third Party Check Deposit Fee $0.30 per check
Third Party Checks up to $3,000 per check No Deposit (approval required)
Third Party Checks up to $10,000 per check Up to $100,000 security deposit
Cash/Coin Deposit No Fee
Cash/Coin Withdrawal No Fee
Home Banking No Fee
ACH Debit/Credit Transactions Unlimited No Fee
Checks Deposited & Cleared No Fee
Dividend Non-Interest Bearing
Starter Checks 10 Free
View/Print Online Check Image up to 2 years No Fee
Overdraft Protection from other Accounts No Fee
Discretionary Overdraft Privilege Up to $50,000
Other Fees Miscellaneous Fees(see below)
In Trust for Georgia Lottery Checking Account
Monthly Fee $19.99 per month
Cash/Coin Deposit No Fee
Cash/Coin Withdrawal No Fee
Home Banking No Fee
ACH Debit/Credit Transactions Unlimited No Fee
Checks Deposited & Cleared No Fee
Dividend Non-Interest Bearing
Starter Checks 10 Free
View/Print Online Check Image up to 2 years No Fee
Overdraft Protection from other Accounts No Fee
Other Fees Miscellaneous Fees(see below)
Professional/Limited Cash Checking Account
Monthly Fee if average daily balance above $500 No Fee
Monthly Fee if average daily balance below $500 $10.00 per month
Cash/Coin Deposit & Withdrawal up to $5,000/month No Charge
Cash/Coin Deposit & Withdrawal in excess of $5,000/month $0.10 per $100
Any Debit/Credit Transactions up to 100/month No Charge
Home Banking No Fee
Dividend Non-Interest Bearing
Starter Checks 10 Free
View/Print Online Check Image up to 2 years No Fee
Overdraft Protection from other Accounts No Fee
Discretionary Overdraft Privilege Up to $10,000
Other Fees Miscellaneous Fees(see below)
Business Money Market Account
Monthly Fee if average daily balance above $1,000 No Fee
Monthly Fee if average daily balance below $1,000 $10.00 per month
Up to six withdrawals or transfers per month $10 for the month
Dollar limits on deposits or withdrawals No Limits
Home Banking No Fee
Dividend (tired rate and credited monthly) View Deposit Rates
Other Fees Miscellaneous Fees(see below)

Account Access
Access your accounts at PFCU 24 hours a day with Home Banking.

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loan fee header

The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

Loans Fee Schedule
Member Business Loan
Loan up to $50,000
1% of Loan Amount
Commercial Real Estate Secured Loan
Loans up to $450,000 (through PFCU)
Loans up to $5,000,000 (through CUBS)
1% of Loan Amount + Closing Costs
Business Share/CD Secured Loan
Loan up to any secured Share/CD Account
$20.00 per loan
Business MasterCard® Credit Card
Credit Limits up to $25,000
$0 to $49.00 based on credit worthiness

Account Access
Access your accounts at PFCU 24 hours a day with Home Banking.

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misc. fee header

The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

Miscellaneous Fee Schedule
Business Bill Pay Fees (including Employee Direct Deposit & EFTPS) $14.95 per month
Outgoing Domestic Wire Transfer $15.00 per wire
Outgoing International Wire Transfer $34.99 per wire
Incoming Domestic Wire Transfer $5.00 per wire
Incoming International Wire Transfer $15.00 per wire
Deposit Item Return $5.00 per item
Next Day Deposit for Checks/ACH presented $9.99 per item
Discretionary Overdraft Previlege $28.00 per item
Stop Payment Fee $20.00 per item
Counter Checks $1.00 per item
Check/ACH Return Fee (NSF Fee) $28.00 per item
Loan Deposit Return Fee $28.00 per item
Interim Statement Fee $5.00 per statement
Statement Reprint Fee $5.00 per statement
Cashier's Check Fee $5.00 per check
Manual Account to Account Balance Transfer $3.00 per transfer
Deposit/Paid Check Copy $2.00 per item
Account Research Fee $25.00 per hour
Returned Mail Fee $5.00 per occurrence
Dormant Account Fee (after 12 months of no activity) $5.00 per month
Certified Mail (Documents, Check, Cashier's Check, etc.) $5.00 per item
Levy/Garnishment $25.00
Check, Deposit Slips, Stamps, etc. See Deluxe Website
Merchant Deposit Capture Fee $24.99 per month
Merchant Deposit Capture Batch Deletion $25.00 per batch
Merchant Deposit Capture Duplicate Scan $100.00 per batch
Letter of Credit $100.00 per letter
ACH Origination Fee $5.00 per file + $0.05 per item
ACH Exception per returned item $5.00
ACH Exception per file reversal $5.00
NACHA Unauthorized Entry Fee $5.00 per item
NACHA Unauthorized Entry Credit $5.00 per item

Account Access
Access your accounts at PFCU 24 hours a day with Home Banking.

Personal

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deposit account header

The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

Share/Savings Account
One time Membership Fee $20.00
Monthly Fee No Fee
Deposit Fee No Fee
Withdrawals up to six month No Fee
Withdrawals in excess of six a month $1.00 per transaction
Home Banking No Fee
Dividend (declared semi-annually) See Deposit Rates
Other Fees See Miscellaneous Fees
Personal and Student Checking Account
Monthly Fee No Fee
Number of Transactions Unlimited
Teller Transactions Unlimited
Home Banking No Fee
Bill Pay No Fee is used
Dividend Personal Deposit Rates
E-Statement with Check Images Free
Starter Checks 10 Free
View/Print Online Check Images up to 2 years No Fee
Overdraft Protection from other Accounts No Fee
Discretionary Overdraft Privilege Up to $50,000
Other Fees See Miscelleneous Fees
Money Market Account
Monthly Fee if average daily balance above $1,000 No Fee
Monthly Fee if average daily balance below $1,000 $10.00 per month
Up to six withdrawals or transfers per month No Charge
Withdrawals or transfers in excess of six per month $10.00 for the month
Dollar limits on deposits or withdrawals No Limits
Home Banking No Fee
Dividend (tiered rate and credited monthly) Deposit Rates View
Other Fees See Miscelleneous Fees

Account Access
Access your accounts at PFCU 24 hours a day with Home Banking.

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Loan fee header

The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

Loans Fee Schedule
New & Used Auto Loan
Loan up to $5,000
Loan in excess of $5,000

$30.00 per loan
$100.00 per loan
Personal Loan
Loans up to $5,000
Loans from $5,001 to $100,000

$30.00 per loan
See Personal Loan Sheet
Signature Loan
Loan up to $10,000
Loan up to $100,000

$100.00 per loan
See Signature Loan Sheet
Mortgage Loan
Loans up to any amount permissible

1% of loan amount
Home Equity Line of Credit (HELOC)
Loans up to $300,000

1% of loan amount
Student Loan
Loans up to $10,000

$20.00 per loan
Emergency Loan
Loans up to $5,000

$25.00 per loan
Share/CD Secured Loan
Loans up to any Secured Share/CD amount

$20.00 per loan
VISA® Credit Card
Credit Limits up to $10,000

$0.00 to $49.00 based on credit worthiness

Account Access
Access your accounts at PFCU 24 hours a day with Home Banking.

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misc fee header

The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

Miscellaneous Fee Schedule
Outgoing Domestic Wire Transfer $15.00 per wire
Outgoing International Wire Transfer $34.99 per wire
Incoming Domestic Wire Transfer $5.00 per wire
Incoming International Wire Transfer $15.00 per wire
Deposit Item Return $5.00 per item
Next Day Deposit for Checks/ACH Presented $19.99 per item
Discretionary Overdraft Previlege $28.00 per item
Stop Payment Fee $20.00 per item
Counter Checks $1.00 per item
Check/ACH Return Fee (NSF Fee) $28.00 per item
Loan Deposit Return Fee $28.00 per item
Interim Statement Fee $5.00 per statement
Statement Reprint Fee $5.00 per statement
Cashier's Check Fee $5.00 per check
Manual Account to Account Balance Transfer $3.00 per transfer
Deposit/Paid Check Copy $2.00 per item
Account Research Fee $25.00 per hour
Returned Mail Fee $5.00 per occurrence
Dormant Account Fee (after 12 months of no activity) $5.00 per month
Certified Mail (Documents, Check, Cashier's Check, etc.) $5.00 per item
Levy/Garnishment $25.00
Check Order See Deluxe Website
NACHA Unauthorized Entry Fee $5.00 per item
NACHA Unauthorized Entry Credit $5.00 per item

Account Access
Access your accounts at PFCU 24 hours a day with Home Banking.

How can We Help You?
Access your account at PFCU 24hr a day with Home Banking or call us at 1(877)PFCU4YO (732-8496) or call/ text us at (404) 297-9797.