Personal
Certificates of Deposit
With a Certificate Account from Platinum Federal Credit Union, you know your exact return on investment with fixed dividend rates. Choose from 6 to 60 Month terms, depending on your investment strategy. Our competitive rates let you take advantage of risk-free* investing while enjoying the great rates you've come to expect. We offer a variety of rates for business accounts with minimum opening deposits as low as $1,000.
Short-Term Certificate: For members wanting a quick return on their investment, generally payable or reaching maturity within a relatively brief time, usually less than one year.
Long-Term Certificate: For members wanting to invest their money for longer than one year, generally receiving a higher rate of return.
- Account Access
Access your accounts at PFCU 24 hours a day with Home Banking or telephone banking 1-877-PFCUTEL (732-8835) or Call us at 1(877) PFCU4YOU (732-8496).
NCUA insurance limit up of $250,000.
Deposit Products
- Certificates of Deposit
- Diamond Jubilee Savings Account
- Personal Checking Accounts
- Student Checking Accounts
- Savings Accounts
- College Savings Account
- Individual Retirement Accounts (IRA)
- Money Market Account
Loan Products
- Auto Loans
- Emergency Loans
- Home Equity Loans
- Mortgage Loans
- Personal Loans
- Secured Loan/Line of Credit
- Signature Loans
- Student loans
- VISA® Credit Cards
