Personal Checking Accounts

At Platinum Federal Credit Union, we offer our members with what we call it a No Hassle Personal Checking Account which pays interest on your balance and has no minimum balance requirement, no monthly maintenance fee, free home banking, free telephone banking, free bill pay, etc. etc. etc. Since PFCU is part of the credit union shared branching network you can access your account free of charge at one of the 5,000 credit union locations nationwide.

The following features apply to Platinum FCU's Personal Interest Bearing Checking Account:

  • Tiered interest rates - the more your balance the more it earns
  • Free VISA® Debit Card with access to over 45,000 ATM locations
  • Free Home Banking with text and email alerts.
  • Free Access to your account via over 5,000 shared branching credit union locations nationwide
  • No Minimum Balance Requirement
  • Choose between Monthly E-Statements or Print Statements both with check images
  • Free Direct Deposit
  • Free Unlimited Transactions
  • Free Unilimed Teller Transactions
  • Free Night Drop Facility
  • Next Day Clearing on Most of your Check Deposits
  • Free Notary Services
  • Overdraft Lines available based on financials and credit worthiness
  • Safe Deposit boxes available at Georgia Locations for secure valuables and document storage
  • Both Domestic and International Wire Transfer facility available

Account Access
Access your accounts at PFCU 24 hours a day with Home Banking or telephone banking 1-877-PFCUTEL (732-8835) or Call us at 1(877) PFCU4YOU (732-8496).

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