How can We Help You?
Access your account at PFCU 24hr a day with Home Banking or call us at 1(877)PFCU4YO (732-8496) or call/text us at (404) 297-9797.

Frequently Asked Questions

Community members of Shia Imami Ismaili Muslim faith residing in the United States of America can become a members of Platinum Federal Credit Union (PFCU).

A member can open an account with minimum deposit of $40.00 of which $20 remains in the account as minimum balance for one share and $20 is a one time membership fees.

A fee of $20.00 is charged at the time of opening the account. There are no monthly fees or maintenance fees for Personal or Business Savings/Share Account.

By becoming a member of PFCU, a member can avail various financial services such as Personal Loans, Auto Loans, Student Loans, Business Loans, Home Mortgage Loans, Commercial Real Estate Loans, Share Secured Loans, Wire Transfers, Personal Checking, Business Checking, Money Market, etc.

Yes, your deposits are secured and insured up to $250,000 by NCUA (National Credit Union Administration), a government agency.

Any member opening a share account with a credit union becomes the owner of the credit union and is entitle to receive dividends declared by the credit union. We offer competent rate of interest on Savings, Money Market Accounts and Certificate of Deposits.

Dividends on Share/Savings Account are not fixed rate of return, they vary depending on the performance of the credit union in a given period. Dividends on Share/Savings account are declared semi-annually and disbursed on June 30th and December 31st.

A member can avail Personal Loan up to $100,000, Auto loan of up to $150,000, Business Loan of up to $100,000, Student Loan of up to $80,000, etc. There is no limit on Home Mortgage Loans and Commercial Real Estate Secured Loans, but depends on the type of property and valuation.

Please refer to the Loan Fee Schedule.

A member can wire its funds to almost any Bank and any Country receiving incoming international wire transfer.

How can We Help You?
Access your account at PFCU 24hr a day with Home Banking or call us at 1(877)PFCU4YO (732-8496) or call/ text us at (404) 297-9797.