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Business Rates

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Business Loan Rates

Loan rates are accurate as of July 1, 2026. Rates and other terms may change at any time without prior notice. For variable rate loans a floor rate may be applicable.

Loan Type
Annual Percentage Rate
Business Loan As low as 7.99%
Real Estate Secured Business Loan As low as Prime minus 1%*
Share/CD Secured Loan 3.00% above pledged collateral
Business Line of Credit As low as 7.99%
Business VISA® Credit Card As low as 9.99%

Loan rates are accurate as of January 1, 2026. Rates and other terms may change at any time without prior notice. For variable rate loans a floor rate may be applicable.

Business Loans

Loan Type
APR
Business Loan
As low as 7.25%
Real Estate Secured Business Loan
As low as Prime minus 1%
Share/CD Secured Loan
3.00% above pledged collateral
Business Line of Credit
As low as 7.99%
Business VISA® Credit Card
As low as 9.99%

Business Deposit Rates

*Dividend Rate is accurate as of June 1, 2026. Rates and other terms may change at any time without prior notice.

Account Type Dividend Rate Annual Percentage Yield (APY)

Business Share Savings
$100 - $2,499.99
$2,500 - $9,999.99
$10,000 - $49,999.99
$50,000 & above


0.25%
0.25%
0.25%
0.25%


0.25%
0.25%
0.25%
0.25%

Money Market Savings
$0 - $4,999.99
$5,000 - $9,999.99
$10,000 - $49,999.99
$50,000 - $99,999.99
$100,000 & above


0.50%
0.50%
0.50%
0.50%
1.00%


0.50%
0.50%
0.50%
0.50%
1.00%
High-Yield Savings
$0 - $250,000
$250,000.01 - $500,000
$500,000.01 - $1,000,000
Over $1,000,000
3.930%
3.44%
3.20%
2.96%
4.00%
3.50%
3.25%
3.00%

Account Type

Business Share Savings
Dividend Rate
APY
$100 – $2,499.99
0.25%
0.25%
$2,500 – $9,999.99
0.25%
0.25%
$10,000 – $49,999.99
0.25%
0.25%
$50,000 & above
0.25%
0.25%

Account Type

Money Market Savings
Dividend Rate
APY
$0 – $4,999.99
0.50%
0.50%
$5,000 – $9,999.99
0.50%
0.50%
$10,000 – $49,999.99
0.50%
0.50%
$50,000 – $99,999.99
0.50%
0.50%
$100,000 & above
1.00%
1.00%

Account Type

High-yield Savings
Dividend Rate
APY
$0 – $250,000
3.930%
4.00%
$250,000.01 – $500,000
3.44%
3.50%
$500,000.01 – $1,000,000
3.20%
3.25%
over $1,000,000
2.96%
3.00%

Business CD Rates

Business Share Certificate/CD Rates $1,000 Minimum Investment

*Dividend Rate is accurate as of November 2nd, 2026. Rates and other terms may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Terms Dividend Rate Annual Percentage Yield (APY)
6 months
$1,000 - $9,999
$10,000 - $24,999
$25,000 - $99,999
Above $100,000
3.94%
3.94%
3.94%
3.94%
4.00%
4.00%
4.00%
4.00%
12 months
$1,000 - $9,999
$10,000 - $24,999
$25,000 - $99,999
Above $100,000
4.09%
4.09%
4.09%
4.09%
4.15%
4.15%
4.15%
4.15%
15 months
$1,000 - $9,999
$10,000 - $24,999
$25,000 - $99,999
Above $100,000
4.18%
4.18%
4.18%
4.18%
4.25%
4.25%
4.25%
4.25%
18 months (SPECIAL)
$1,000 - $9,999
$10,000 - $24,999
$25,000 - $99,999
Above $100,000
4.33%
4.33%
4.33%
4.33%
4.40%
4.40%
4.40%
4.40%
24 months
$1,000 - $9,999
$10,000 - $24,999
$25,000 - $99,999
Above $100,000
4.33%
4.33%
4.33%
4.33%
4.40%
4.40%
4.40%
4.40%
36 months
$1,000 - $9,999
$10,000 - $24,999
$25,000 - $99,999
Above $100,000
3.94%
3.94%
3.94%
3.94%
4.00%
4.00%
4.00%
4.00%
60 months
$1,000 - $9,999
$10,000 - $24,999
$25,000 - $99,999
Above $100,000
3.94%
3.94%
3.94%
3.94%
4.00%
4.00%
4.00%
4.00%

Terms

6 Months
Dividend Rate
APY
$1,000 - $9,999
3.94%
4.00%
$10,000 - $24,999
3.94%
4.00%
$25,000 - $99,999
3.94%
4.00%
Above $100,000
3.94%
4.00%

Terms

12 Months
Dividend Rate
APY
$1,000 - $9,999
4.09%
4.15%
$10,000 - $24,999
4.09%
4.15%
$25,000 - $99,999
4.09%
4.15%
Above $100,000
4.09%
4.15%

Terms

15 Months
Dividend Rate
APY
$1,000 - $9,999
4.18%
4.25%
$10,000 - $24,999
4.18%
4.25%
$25,000 - $99,999
4.18%
4.25%
Above $100,000
4.18%
4.25%

Terms

18 Months
Dividend Rate
APY
$1,000 - $9,999
4.33%
4.40%
$10,000 - $24,999
4.33%
4.40%
$25,000 - $99,999
4.33%
4.40%
Above $100,000
4.33%
4.40%

Terms

24 Months
Dividend Rate
APY
$1,000 - $9,999
4.33%
4.40%
$10,000 - $24,999
4.33%
4.40%
$25,000 - $99,999
4.33%
4.40%
Above $100,000
4.33%
4.40%

Terms

36 Months
Dividend Rate
APY
$1,000 - $9,999
3.94%
4.00%
$10,000 - $24,999
3.94%
4.00%
$25,000 - $99,999
3.94%
4.00%
Above $100,000
3.94%
4.00%

Terms

60 Months
Dividend Rate
APY
$1,000 - $9,999
3.94%
4.00%
$10,000 - $24,999
3.94%
4.00%
$25,000 - $99,999
3.94%
4.00%
Above $100,000
3.94%
4.00%