Loan Rates
Loan Rates are accurate as of January 1, 2026. Rates and other terms may change at any time without prior notice. For variable rate loans a floor rate may be applicable.
| Loan Type | Annual Percentage Rate |
|---|---|
| New Auto Loan | As low as 3.99% |
| Pre-Owned Auto Loan | As low as 3.99% |
| Personal Loan | As low as 7.99% |
| Signature Loan | As low as 7.99% |
| Share/CD Secured Loan | 3.00% above pledged collateral |
| New Motorcycle Loan | As low as 6.99% |
| Used Motorcycle Loan | As low as 6.99% |
| New RV Loan | As low as 7.99% |
| Used RV Loan | As low as 7.99% |
| 555 Loan | Fixed at 5.00% up to 5 years |
| Vocational Income Program Loan | Fixed at 5.99% up to 5 years |
| Emergency Loan | As low as 5.99% |
| Student Deferred Loan | As low as 5.99% |
| Student Loan | As low as 6.99% |
| Home Equity Line of Credit | As low as Wall Street Journal Prime* |
| VISA® Credit Card | As low as 9.90% |
Loan Type
Credit subject to approval. Payment does not include taxes and insurance; actual payment may be greater. Rates posted are indications only and are subject to change without notice. Your actual rate may be different, as many factors go into providing you with a loan. Rates shown are available to qualified borrowers.
Deposit Rates
Dividend Rate is accurate as of January 1, 2026. Rates and other terms may change at any time without prior notice.
| Account Type | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
|
Share Savings $100 - $2,499.99 $2,500 - $9,999.99 $10,000 - $49,999.99 $50,000 & above |
0.25% 0.25% 0.25% 0.25% |
0.25% 0.25% 0.25% 0.25% |
|
Money Market Savings $0 - $4,999.99 $5,000 - $9,999.99 $10,000 - $49,999.99 $50,000 - $99,999.99 $100,000 & above |
0.50% 0.50% 0.50% 0.50% 1.00% |
0.50% 0.50% 0.50% 0.50% 1.00% |
|
Platinum Rewards Checking $500 - $999.99 $1,000 - $4,999.99 $5,000 & above |
0.05% 0.05% 0.05% |
0.05% 0.05% 0.05% |
|
Student Interest Checking $500 - $999.99 $1,000 - $4,999.99 $5,000 & above |
0.05% 0.05% 0.05% |
0.05% 0.05% 0.05% |
|
Youth Savings Up to $2,500 Above $2,500 |
3.941% 0.25% |
4.00% 0.25% |
|
Youth Checking Up to $1,000 Above $1,000 |
2.00% 0.05% |
2.00% 0.05% |
| College Savings Plan | 2.96% | 3.00% |
| High-Yield Savings | 3.93% | 4.00% |
Account Type
Account Type
Account Type
Account Type
Account Type
Account Type
Account Type
Account Type
CD Rates
Regular and IRA Certificate of Deposit (CD) Rates $1,000 Minimum Investment
*Dividend Rate is accurate as of January 1, 2026. Rates and other terms may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
| Terms | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
|
6 months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000 |
3.80% 3.80% 3.80% 3.80% |
3.85% 3.85% 3.85% 3.85% |
|
12 months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000 |
3.70% 3.70% 3.70% 3.70% |
3.75% 3.75% 3.75% 3.75% |
|
24 months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000 |
2.97% 2.97% 2.97% 2.97% |
3.00% 3.00% 3.00% 3.00% |
|
36 months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000 |
2.97% 2.97% 2.97% 2.97% |
3.00% 3.00% 3.00% 3.00% |
|
60 months $1,000 - $9,999 $10,000 - $24,999 $25,000 - $99,999 Above $100,000 |
3.21% 3.21% 3.21% 3.21% |
3.25% 3.25% 3.25% 3.25% |
*Dividend Rate is accurate as of January 1, 2026. Rates and other terms may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.