Business Savings Account
PFCU’s Business Savings Account lets you earn competitive returns on excess business funds while keeping your money accessible.
- $20 minimum balance to open
- No monthly service fee or transaction fees
- No Dollar limit on deposits and withdrawals
- Dividend is paid quarterly
Cash Intensive Business Account
PFCU’s Cash Intensive Business Checking includes unlimited check, ACH, debit, and teller transactions—all for one low monthly fee.
- No minimum balance requirement
- Complimentary Business VISA® Debit Card with access to over 45,000 ATM locations
- Access to your account via over 5,000 shared branching credit union locations nationwide for a nominal fee
- Complimentary cash/coin deposits & withdrawals combine for up to $100,000
- Complimentary Night Drop facility at our Georgia & Alabama locations
- Business Bill Pay offers convenient features like payroll direct deposit, tax payments, and multi-user access—all designed for your business needs
Limited Check Cashing Account
PFCU’s Limited Check Cashing Account supports businesses handling third-party checks, with unlimited transactions and specialized deposit options for streamlined operations.
- No security deposit required as the third-party check face amount for this account is less than $1,000
- Complimentary Business VISA® Debit Card with access to over 45,000 ATM locations
- Access to your account via over 5,000 shared branching credit union locations nationwide for a nominal fee
- Business Remote Deposit Capture
- Complimentary Night Drop facility at our Georgia & Alabama locations
- Business Bill Pay offers convenient features like payroll direct deposit, tax payments, and multi-user access—all designed for your business needs
Money Service Business Account
This account offers unlimited coin, currency, check, ACH, debit, and teller transactions, plus flexible options for third-party check deposits.
- Security deposit required for third-party checks with face amount over $3,000
- Complimentary Business VISA® Debit Card with access to over 45,000 ATM locations
- Access to your account via over 5,000 shared branching credit union locations nationwide for a nominal fee
- Business Remote Deposit Capture
- Complimentary Night Drop facility at our Georgia & Alabama locations
- Business Bill Pay offers convenient features like payroll direct deposit, tax payments, and multi-user access—all designed for your business needs
Professional Business Checking Account
The Professional Checking Account is ideal for managing day-to-day business finances with ease and flexibility.
- Up to $5,000 in Cash/Coin Deposit/Withdrawal Free per month
- Business Remote Deposit Capture
- Complimentary Business VISA® Debit Card with access to over 45,000 ATM locations
- Access to your account via over 5,000 shared branching credit union locations nationwide for a nominal fee
- Free Night Drop facility at our Georgia & Alabama locations
- Domestic and International Wire Transfer facility available
- Business Bill Pay offers convenient features like payroll direct deposit, tax payments, and multi-user access—all designed for your business needs
Basic Business Checking Account
The Checking Account for businesses with limited cash transactions needs comes with unlimited check, ach and teller transactions for a one low monthly fee of $19.99.
The following features apply to Platinum FCU’s Limited Cash Transactions Account:
- Free Mobile/Home Banking with text message alerts
- Free Notary Services
- Letter of Credit for Georgia Lottery, Money Order, Gasoline, Utility companies, etc.
- Access your checking account via over 5,500* shared branching credit union locations Nationwide
- No Minimum Balance Requirement
- Choose between Monthly E-Statements or Print Statements both with check images
- Free Direct deposit/Debit Transactions
- Up to $20,000 in Cash/Coin Deposit/Withdrawal Free per month. Fee of 6 cents per $100 for Cash/Coin Deposit/Withdrawal over $20,000 per month via armored service or 12 cents per $100 for in branch cash transactions.
- Free Unlimited Check transactions
- Free Unlimited Teller transactions
- Free Night Drop facility at our Georgia Locations
- Next Day Clearing on Most of your Check Deposits
- Safe Deposit boxes available at Georgia Locations for secure corporate document storage
- Both Domestic and International Wire Transfer facility available
- One of the Best Bill Pay designed specifically for Business members available at no additional charge, if at least one bill payment is made a month. If no bill payment is made for any month the account will be charged $5.95 for that month. This includes payroll direct deposit, tax payments, multiple logins, etc.
Business ATM Account
The Business ATM Account is ideal for low-cash businesses, offering unlimited ACH and teller transactions.
- Access to your account via over 5,000 shared branching credit union locations nationwide for a nominal fee
- Free Night Drop facility at our Georgia & Alabama locations
- Up to $20,000 in Cash/Coin Deposit/Withdrawal Free per month
- Remote Deposit Capture
ITF GA Lottery Account
The ITF Georgia Lottery Checking Account offers unlimited check, ACH, and teller transactions—ideal for lottery retailers.
- Access to your account via over 5,000 shared branching credit union locations nationwide with a nominal fee
- Complimentary Night Drop facility at our Georgia & Alabama Locations
- Up to $20,000 in Cash/Coin Deposit/Withdrawal
ITF Georgia COAM Account
The ITF Georgia COAM Account offers unlimited check, ACH, and teller transactions—ideal for lottery retailers.
- Access to your account via over 5,000 shared branching credit union locations nationwide with a nominal fee
- Complimentary Night Drop facility at our Georgia & Alabama locations
- Up to $20,000 in Cash/Coin Deposit/Withdrawal included per month
Business Money Market Account
Platinum FCU’s Business Money Market Account offers competitive, tiered rates—perfect for growing your savings while keeping funds accessible.
- Tiered interest rates
- Up to $20,000 in Cash/Coin Deposit/Withdrawal Free per month
- No monthly fee with an average balance of $1,000
- No dollar limitations on deposits or withdrawals
- Sweep options available – Easily move excess funds between accounts to optimize cash flow and maximize earnings
Business CD
Platinum FCU’s Business Certificate Accounts offer fixed returns, flexible terms from 6 to 60 months, and competitive rates for secure, predictable growth.
- Short-Term Certificate: For business members wanting a quick return on their investment, generally payable or reaching maturity within a relatively brief time, usually less than one year.
- Long-Term Certificate: For business members wanting to invest their money for longer than one year, generally receiving a higher rate of return.
- There is an early termination fee if you choose to withdraw funds before maturity.
Auto Loan
Home Lending
Digital Banking
High Yield Savings Account
Credit Cards
Wire Transfers