| FACTS | WHAT DOES PLATINUM FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the accounts or services you have with us. This information can include:
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| How? | All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Platinum Federal Credit Union chooses to share; and whether you can limit this sharing. |
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| Reasons we can share your personal information | Does Platinum Federal Credit Union share? |
Can you limit this sharing? |
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes – to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates’ everyday business purposes – Information about your transactions and experiences | No | We don't share |
| For our affiliates’ everyday business purposes – Information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For our nonaffiliates to market to you | No | We don't share |
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| To limit our sharing |
- Call (877) PFCU4YOU (732-8496) – our menu will prompt you through your choice(s) - Visit us online: www.PlatinumFCU.org - Mail the form below Please note: However, you can contact us at any time to limit our sharing. |
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| Question? | Call (877) PFCU4YOU (732-8496) or go to www.PlatinumFCU.org |
CLICK HERE FOR THE PRIVACY OPT-OUT MAIL IN FORM
| Who we are | |
| Who is providing this notice? | Platinum Federal Credit Union |
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| What we do | |
| How does Platinum FCU protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic and procedural safeguards that comply with federal regulations and lending industry practices to safeguard your non-public personal information. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic and procedural safeguards that comply with federal regulations and lending industry practices to safeguard your non-public personal information. |
| How does Platinum FCU collect my personal information? | We collect your personal information, for example, when you - open an account or apply for a loan- use your credit or debit card or make deposits or withdrawals from your account - provide account information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can't I limit all sharing? | Federal law gives you the right to limit only - sharing for affiliates' everyday business purposes - information about your creditworthiness- affiliates from using your information to market to you - sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account - unless you tell us otherwise. |
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| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. - Platinum FCU has no affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. - Platinum FCU does not share with nonaffiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. - Our joint marketing partner(s) include Loan Recapture Programs, Credit Card Companies and Insurance Companies. |
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| Other important information |
| Other Privacy Statement Any personal information collected by Platinum Federal Credit Union is for PFCU business purposes only. |
| No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties |
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